Get the Best Life Insurance Rates by Acing Your Medical Examination

April 23rd, 2015 by Shawn Reynolds in Insurance Basics, Life Insurance No Comments »

health exam, life insurance

Everyone loves a sense of security. That is the main reason why life insurance is always in-demand. Getting insurance requires a number of steps that you must fulfill. When taking out a life insurance policy, undergoing a medical examination is often mandatory. To ace this particular exam, here are some guidelines that you can follow.

Step 1 – Team up with the right company.

Before anything else, it’s important that you choose an insurance company that you can truly rely on. After all, your aim here is to secure your future in case something bad happens. Look for a reputable company that offers the best quotations for life insurance, especially if you have a specific medical condition.

Step 2 – Be conscious of your eating habits.

Days before the scheduled medical examination, make sure to watch your diet. Of course, a long-term healthy lifestyle is ideal, but if you often commit juvenile eating habits, make sure to stop them before the exam. Choose food items that can improve the body’s blood work. Stay away from fast food and processed food.

Step 3 – Drink a lot of water.

Make sure to drink plenty of water days before your physical exam. The water will flush out the toxins out of your system and will make it easier for the health practitioner to draw your blood. Stay away from beverages that make you pee a lot. This means no soda and coffee for the meantime. You especially need to avoid drinking coffee on the day of your exam since it can elevate your blood pressure.

Step 4 – Refrain from exercising and drinking alcohol 24 hours before the exam.

Both activities can elevate your blood pressure. Both can also increase the proteins in your urine. Just chill out 24 hours before the scheduled exam to make your body fully rested and ready for the check-up. A little detox goes a long way.

Step 5 – Fast for eight hours or so before the scheduled exam.

Fasting is mandatory before any executive checkup. This is required by the physician. If you fail to do this, you’ll risk a higher blood pressure and blood sugar levels, which is not good if you’re required to do lab tests. An eight-hour sleep before the exam can be your fasting period. So it’s as simple as sleep, wake up, and then take the exam. You may have a glass of water, though.

Do all of these steps, and barring any specific medical conditions, you’ll be able to ace your life insurance medical exam. Whatever the outcome of the check-up is, if you have a good insurance company, you’ll be able to get the best life policy for your needs.


To learn more about life insurance and to get your own free quote, click below.

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