How to Switch Car Insurance Policies

June 11th, 2015 by Shawn Reynolds in Auto Insurance No Comments »

It’s normal for people to consider switching to a different car insurance policy, especially when they feel that they are paying too much for it. There would also be instances when policies have the kind of coverage that is too basic to cover what the car owner really needs, or would sometimes have a few additional provisions that are not really necessary.

How to Switch Car Insurance Policies

So what do you do the moment you decide that it’s about time you check on other options for your car insurance?

Think about your previous coverage needs and how they have changed.

Do you have an existing health coverage from your employer and feel that the Personal Injury Protection on your existing car insurance is too much? Did you have a baby or get married, or does someone else have access to your car now aside from you? A lot of things can change through time and the coverage that you currently have may not be applicable to you anymore.

Ask for quotes.

Don’t get just one quote. Shop around and get several if you must. This is the best way for you to see who will be able to give you the best value for your investment. Remember though that it’s not just about getting the cheapest offer. You have to consider the inclusions as well, as a cheaper option may end up giving you a very limited coverage.

Choose the best provider.

Once you have compared the different options, choose the one that you feel would be able to give you the kind of coverage that you need at a very reasonable cost. Make sure that they are also able to take care of their clients well as early as now, as this would reflect the way they will handle your case the moment the need for you to submit any claim arises. Cancel or notify your previous provider that you will not be renewing your coverage as well.

Switching car insurance policies could seem tedious at first, but the effort will be worth it once you’ve settled on one provider that would be able to take care of your every need.

Should you need auto insurance quotes in Winder, Greensboro, Monroe, Covington, or Madison, Georgia, Signature Insurance Group can give you all the details you need the most convenient and efficient way possible.


Shawn is the CFO and Co-Founder of Signature Insurance Group. In addition to his being raised in a family whose involvement in the insurance industry stretches back six generations, he has personally been in the business since 1999.

Shawn enjoys spending time with his wife, Holly, and three sons, Braxton, Hudson, and Maddox.

Shawn can be reached at

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