Yes. Flowery Branch requires insurance to drive a golf cart (PTV) on public streets. Signature Insurance Group can write you a standalone golf cart policy for $75 a year through Geico or Progressive, with no other purchase required. We serve Flowery Branch from our Winder office, and most policies are written the same day.
Golf cart rules in Flowery Branch, GA
Flowery Branch legalized golf carts, officially called Personal Transportation Vehicles (PTVs), on approved public streets in 2018. The legal streets are concentrated in the Sterling on the Lake neighborhood, including Lake Sterling Boulevard, Lake Crossing Drive, and their connecting streets, plus a handful of downtown streets: Mitchell Street, Main Street, and Church Street.
To drive a golf cart on those streets, the city requires that you be at least 17 years old with a valid driver’s license, register your cart with the city for $15 (renewed every 5 years), and carry insurance. Riding unregistered or uninsured carries a fine of up to $200.
How much does golf cart insurance cost in Flowery Branch?
Signature Insurance Group writes standalone golf cart policies for Flowery Branch residents at $75 a year through Geico or Progressive. It is a real, separate policy, so you do not need to bundle it with anything else or move your other insurance to qualify.
How to get covered
Call our Winder office at (770) 867-1964 or send us a quote request below. We confirm your cart’s details, quote it through Geico or Progressive, and can usually bind coverage the same day. While we are at it, we are happy to take a quick look at your auto and home rates too. You could save by comparing, and there is no obligation either way.
Frequently asked questions
Do I need a license to drive a golf cart in Flowery Branch?
Yes. Flowery Branch requires golf cart operators to be at least 17 years old and hold a valid driver’s license.
What streets can I legally drive a golf cart on?
The approved streets are mostly in Sterling on the Lake, including Lake Sterling Boulevard and Lake Crossing Drive, plus Mitchell, Main, and Church streets downtown. The city’s PTV plan has the full map.
Does my regular auto policy cover a golf cart?
Generally no. Most personal auto policies do not cover golf carts driven on public streets, which is why a standalone golf cart policy exists.
How much does golf cart insurance cost in Georgia?
Costs vary by carrier and cart, but Signature Insurance Group writes standalone Flowery Branch golf cart policies for $75 a year through Geico or Progressive.