We know that states mandate specific auto insurance guidelines along with some financial aids in case of an accident. But the question is- Is it sufficient? You must know that there are companies like Signature Insurance Group that provide comprehensive car insurance policies and pay your losses in exchange for a premium. Let us learn how Signature Insurance Group’s car insurance works and what kinds of coverages exist?
What is Car Insurance?
Car Insurance is an agreement between car owner and company where the latter provides financial protection to the former in case of a mishap, in exchange for a premium. In this world of uncertainties, where vehicles are widely in use, smartness lies in having car insurance for a guaranteed and secured future.
Generally, auto insurance provides coverage on the following type of damages:
- Vehicle damage
- Body injuries/Property damage
- Funeral expenses/Medical bills
Why do you need car insurance?
Getting auto insurance has become the need of the hour. Numerous factors are responsible for having car insurance:
- Pay now and save later
- Full-fledged protection
- Save time
- Satisfaction
- Covers health insurance
What are the types of risks a driver may face?
Let us understand it through the situations you might have faced or may face in life. For instance,
What if you cause an accident?
- Risk
Your day can be worst and you become the cause of an accident that results in severe fallouts like bodily injury and physical damage.
- Coverage
In such cases, liability insurance coverage works like wonders. It pays for bodily grievances and property damage to the victim of the accident.
What if you damage your own property?
- Risk
You might lend in a situation where you damage your own car and are willing to recover the losses.
- Coverage
At that time, collision coverage will help you recover all losses be it full or partial property damage.
What if a natural calamity like a hailstorm dents your property?
- Risk
Nature can be harsh sometimes and if there is a hailstorm, your car stays at a vulnerable position, thus huge damage to your car’s hood, roof or trunk.
- Coverage
In that situation, comprehensive coverage protects you and your car by compensating for all the grievances.
What if an uninsured driver hits you?
- Risk
Moments, when a driver having no car insurance hits your car and causes serious damage, are often seen.
- Coverage
At that time, uninsured motorist coverage pays for all types of damage caused by an uninsured and at-fault driver. However, there is another provision called underinsured motorist coverage which is applicable only when the at-fault driver carries some sort of car insurance but insufficient to cover such huge damage.
What if your son encounters single-car wreck?
- Risk
There can be a cruel time when your son and a fellow passenger are severely injured as his subcompact hits a tree.
- Coverage
In this case, medical payment coverage pays for the medical expenses provided it is caused by a covered accident, when no one is at fault.
How much auto insurance do you need?
The quantity of auto insurance depends on the number of vehicles you own. You can get a multi-car insurance policy that covers coverage for all the vehicles available, that too with minimum premiums. This seems more convenient and cost-effective as it guarantees space for savings through bundling your auto policy with several other coverages such as homeowners’ insurance, medical payment insurance, and more.
Our insurers are highly experienced and know which type of coverage will benefit you in the most effective ways. We provide a comprehensive car insurance policy to recover you from all losses resulting in the mishap. Call us anytime!
How much does it cost?
There are a number of factors that manipulate auto insurance premiums including:
- Vehicle value
- Annual mileage
- Age
- Track of accidents
- Residence
- Chosen coverage limits and deductibles
There is a provision called gap insurance that necessarily pays off the difference between your vehicle’s value and whatever you owe in it if you are affected by a mishap. Gap insurance ensures that if you own a new vehicle that is likely to be depreciated after you drive it off so much, the damage caused by an accident will be recovered.
With us, you can get exclusive and customized auto insurance coverage with an affordable premium. Having vast experience in this field, we know which types of coverage best suit the insured, thereby indemnifying against the loss caused by accidents or inevitable circumstances.
What are your car insurance quote options?
With Signature Insurance Group, you can easily customize auto insurance coverage that suits your budget. Following are the car insurance quote options:
- Liability Insurance Coverage
- Collision Coverage
- Comprehensive Coverage
- Glass Coverage
- Uninsured Motorist Coverage
- Medical Payment Coverage
- Personal Injury Protection
Other insurance coverage to consider:
- Homeowners Insurance
- Business Property Insurance
- Emergency Roadside Assistance
- Gap Insurance
- Vanishing Deductibles
Exclusive benefits of Signature Insurance Group besides these:
- 24*7*365 customer service
- Availability of car insurance discounts
- Mobile app/Virtual assistance
- Local insurance agent
- Full Satisfaction
- Convenient claims and repairs
- Quick response time
- Dedicated manual labor
How to get a car insurance quote?
You can get a car insurance quote in several ways. Signature Insurance Group offers exclusively customized car insurance quote, which is available on this page. Following documents are required to accomplish your desirable car insurance quote:
- Valid Driver’s License
- Vehicle Identification Number
- Address where your vehicle is kept
In the course of quote selection, you will learn about coverage options (including the state minimums) that best fits you and your family. In fact, you might find extraordinary discounts in the mix based on several factors such as your driving habits, member affiliations etc.
Finally, you will get your personalized rate. Besides, you can purchase your car insurance policy online.
How to compare car insurance quotes
There are three simple ways to compare car insurance quotes offered by a number of insurers:
- First, choose your coverage
- Second, set your limit
- Last but not the least, choose your deductible
While selecting your coverage and limit, do consider the state minimums along with the extra coverages you need. Always keep in mind the financial strength you carry before selecting your quote. Coverages come with certain deductibles that might hamper your budget. Therefore, think twice and consider these points before getting a quote from any insurer.
Signature Insurance Group is highly sought-after due to our commitment towards our customers and the cordial relationship we manage to sustain. Our lifelong experience and dedication have resulted in customer satisfaction. Our insurers are at work 24/7 and manage to answer questions related to car insurance and more.
Be it emergency or any time, we’re always there for you!